Save money, save time and reduce budgeting stress.

Control your finances, reduce your debts and plan your financial future,

Most affordable and easy to use BUDGETING SOFTWARE available online.

Everyone wants to save money but if you're not budgeting chances are you're probably spending more than you earn.

Completing a personal budget on a regular basis is the best way to determine how much we are planning to earn, where we plan to spend those funds and how we can save money.

The problem is, people don't enjoy budgeting and the mere thought of sitting down and working through the process can deter people from even starting.

Before I take you through EasyBudgeting's Budget Planner, here are 5 reasons why you should start budgeting today...

 

Take control of your finances - Money experts will tell you, the first step towards taking control of your finances and saving money is regular budgeting. Budgeting allows you to plan and monitor your spending to identify and adjust for instances where expenses exceed your income.

 

Stop living payday to payday - Are stuck in the cycle of waiting for your next payday to arrive only to see the majority of your money used to pay last month's bills? Budgeting will let you get out of this cycle, give some financial breathing space and not have to wait until the next payday to arrive.

 

Eliminate personal and family financial stress - Does managing your personal and household finances create unwanted stress for you and/or your partner? Conflict over managing money is one the top reason for marriage separation. Budgeting and planning your finances will help eliminate these stresses from your live.

 

Increases savings and reduce debts - Regular budgeting will help you increase your savings, this is a proven fact. If you increase your savings, you can reduce your debts. Image paying off your mortgage 5 years ahead of schedule or significantly reducing your student loans or not paying interest on due to car repayments. IMAGINE LIVING DEBT FREE!

 

Emergency funds for that rainy day - The only things that are guaranteed in life are death and taxes. To ensure you are well prepared for those unfortunate and unexpected times in your life when things don't go plan, you'll need some emergency funds stashed away. Budgeting lets you maintain an emergency fund for those rainy days.

 

EasyBudgeting's Budget Planner



easy to use - drop down menus and intelligent Excel budget formulas saves time

fully automated model - no time consuming manipulation of data, all change update entire model

customise your budget planner to meet your individual needs

monthly budget tracker - compare actual spending to budget spending, control costs

analysis tools - budget summary, graphs and analysis and integrated personal finance tools

 

Save money, save time and reduce the stress associated with budgeting...

Having used Microsoft Excel extensively throughout my career, I was able to create a budgeting software that capitalised on the time saving features available within the excel budget planner.

I wanted to eliminate the need for time consuming manipulation of data in spreadsheets, so I set about incorporating drop menus: 1) to select the frequency of the income or expense and 2) to select the start month.

Select from the options in the drop menus, input the amount and you're done - all selections or changes flow through all areas of the model automatically.

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Step back and have a good look at your budget...

The budgeting software includes a 12 month budget summary page with major income and expenses categories listed for review.

Make your initial selections then review the results. If you're spending too much, simply go back make an adjustment and it will reflect in the summary automatically.

 

 

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A picture tells a thousand words....

I have included graphs and analysis tools to help you review your budget, actual spending and savings.

All graphs and analysis are linked to your data - as soon as you start recording actual data, the graphs will update automatically.

I know it can be easy to get lost in the detail and that why these high level analysis tool are important to help complete your budget.
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BONUS #1 - Budget Tracker

OK, you've completed your budget and now what? Just because your budget planner tells you that you'll be saving money over the next 12 months it won't happen without some control over spending and monitoring of your performance against your budget.

 

 

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The monthly Budget Tracker allows users to input their spending and the see whether it's in line with budget or not. GREEN means you're ahead of budget (increasing your savings!) and RED means you're behind budget. I've also include a calculation to show your over or under spend as a percentage to your budget.

BONUS #2 - Personal Finance Tools

I have included a Mortgage Reduction Calculator and a Personal Debt Repayment Calculator to help illustrate how your savings can help you reduce your debts.

You'll be amazed at how much interest and time can be reduced from your debts by just apply a fraction of your savings each. I figure the banks make enough profits as it is, so why not cut back on a couple of items and reduce the interest you pay to them.

 

 

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...plus a few other helpful design features

=> users can customise the income and expense categories and items to meet their individual needs

=> reset buttons allow the users to clear the data and start afresh

=> ability to print each screen is a hard copy is required

 

Budgeting software designed to help you save money, save time,

make budgeting easier and help you to take control of your finances.

Now more than ever is the time to be planning your financial future and saving money for a rainy day. Regularly budgeting to ensure your expenses are under control and you can manage your way through the impending global economic downturn is the best way to ensure you save more money than you spend.

To get ahead financially, you need to spend less than you earn. Having a budget helps you take control of your finances, helps you save money and is one of the most useful tools for personal financial planning.

100%, no questions asked, money back guarantee

People from Australia, USA, Canada and Europe have benefited from this budgeting tool and with a 100%, no questions asked, money back guarantee, you have nothing to lose and everything to gain!

Download for $4.95 AUD (approximately $3.10 USD, €2.45 EURO, £2.00 GBP) making it the most affordable and user friendly monthly budget planner available.

DOWNLOAD NOW to create your own personal budget
and start on your way to increasing your savings today!